Monday, December 12th, 2011
Federal Perkins Loans are low interest government loans made through a participating school to undergraduate and graduate students with substantial financial need.In order to qualify for a Perkins student loan, a student’s Expected Family Contribution (EFC) as determined by the government’s FAFSA (Free Application for Federal Student Aid) must demonstrate …
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Sunday, December 11th, 2011
The term school indicates a two or four years private or public college, trade school or university. In accordance with US Department of Education through FFELP (Federal Family Education Loan Program) and FDLP (Federal Direct Student Loan Program), the loan is offered by the private organizations. These loans usually cover …
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Saturday, December 10th, 2011
Federal Student Loan is the most common college student loan. There are mainly two kinds of federal student loans i.e. subsidized and unsubsidized.Subsidized college student loan: Government pays the interest whilst the student is attending the college.Unsubsidized college student loan: there is no interest free period and you will have …
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Friday, December 9th, 2011
Student bank loans are often necessary to get an education because federal student loans come short. Federal loans are a good start; payment doesn’t start until the student finishes school, the rate is fixed, and there are no credit requirements, but they usually don’t cover all of a student’s needs.As …
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Sunday, December 4th, 2011
Today, student loans are one of the most common sources of debt, especially for the younger generation. The way many loans offered to college students are structured, it does not typically become an issue until you graduate from school, making it very easy to run up a large amount of …
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Saturday, December 3rd, 2011
Sometimes it can be difficult to have the required finances in order for you to make it through college. Unless you are born into a privileged family it can sometimes be challenging to get the funds that you need. However, there is student funding available that can help you through …
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Friday, December 2nd, 2011
Federal student loans are amongst the most popular of the loans and grants you will be qualified for when applying for financial aid for your college or university. Federal student loans always have to be paid back (unless you receive a grant, which does not have to be paid back), …
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Thursday, December 1st, 2011
Some colleges estimate that as many as 90% of their students have received some form of financial aid. Graduation comes and you have to start thinking about paying these loans back. What is the best way to manage your loan payments? For many students it’s a federal loan consolidation.There are …
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Wednesday, November 30th, 2011
When you are headed to college you have a lot of decisions to make. You will need to figure out which school you want, apply for as many scholarships as you can, and of course find alternative college funding just in case the scholarships don’t pan out. When …
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Wednesday, November 30th, 2011
If you begin the process of finding out how you’ll pay for college? Financial aid is great – it will help you achieve your educational dreams, but it is a complex process with an increasing number of loan options for students to choose from. Assuming you has examined all possibilities …
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