Tuesday, January 24th, 2012
In 1998, the debt insolvency codes stated that any federal educational loans would not be considered when filing for debt resolution. In 2005, congress changed title 11 once again, and made any educational loans to be considered as non discharged debt. This makes filing for student debt insolvency impossible. The …
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Monday, January 23rd, 2012
Most federal education loans are eligible for inclusion in a student loan debt consolidation loan, including subsidized and unsubsidized Direct and FFEL Stafford Loans, SLS, Federal Perkins Loans, Federal Nursing Loans, and Health Education Assistance Loans. However, private education loans are not eligible for inclusion in a student loan debt …
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Saturday, January 21st, 2012
Two or More Loans Can Be Quite a Pain! You may be struggling to come up with the payments on two or more private student loans. This is placing your credit rating at risk. Those payments may be getting you in trouble regarding your other bills. You may need help …
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Friday, January 20th, 2012
One Payment For Many Lenders You may have a dozen or more student loans that you have taken out over the years, which might be with four or five different lenders. Each month you are required to make a minimum monthly payment of at least $50 to each of your …
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Thursday, January 19th, 2012
Here are some tips for you that can help you when you enter the job market. * The Lower the Payments, the better the Score: When the credit report evaluation comes, it is usual during this process that the amount of the borrower’s monthly minimum payments is taken into account. …
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Sunday, January 15th, 2012
When most people think of Student Loan Consolidation Rates, what comes to mind is usually basic information that’s not particularly interesting or beneficial. But there’s a lot more to Student Loan Consolidation Rates than just the basics. Those of you not familiar with the latest on Student Loan Consolidation …
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Saturday, January 14th, 2012
Fixing Finances for the Future As folks mature, they are looking to start a family, buy a home, drive a worry-free car, and just generally spread out. Cash-flow is a serious concern. Having student loans with different lenders, different interest rates, different terms of repayment, is probably an inconvenience, or …
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Friday, January 13th, 2012
Roll It All Into One Of course, this situation can be somewhat overwhelming. The cost in postage and stationery alone is enough to set you back. And two great big student loans can leave a hapless former student feeling somewhat hopeless. Never fear – student loan consolidation is here.What Consolidating …
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Monday, January 9th, 2012
If writing were a difficult task, there would not have been so many articles on each and every topic. What is difficult though is writing articles with quality content and after reading this article, you would also agree to that. Student loans are two-edged swords. Without them, you couldn’t …
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Friday, January 6th, 2012
You will still have the options of low interest rates and lengthy repayment times. Your monthly payment will probably be less than the sum of all your multiple loans. Before you consolidate your student loans, you need to consider three factors: Your Credit Record. The Interest Rates. Using Online Calculators. …
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