Monday, January 23rd, 2012
How FICO scores are determined A FICO score is derived from a complex algorithm that weighs different aspects of your past and present financial situation in order to predict how good of a credit risk you are likely to be in the future. Each factor is weighted differently depending on …
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Sunday, January 22nd, 2012
When it comes to student loans, the biggest question is whether to consolidate your loans or not. In some cases, consolidating your loans can lower your monthly payments and help you avoid high interest rates which is a winning combination that can save you money in the short term and …
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Friday, January 6th, 2012
Loan consolidation entails taking out a single loan in order to pay off several others. This is done for convenience, as you can often get a lower interest rate, and you only have 1 monthly loan payment to keep track of. It is also good for your credit history. Often, …
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Thursday, January 5th, 2012
Through thorough research and study there was only one low-key online credit repair company that actually allows you to repair your credit while you are rebuilding your credit. And after looking into what this company offers and reviewing the processes they undertake it is clear to see why this selective …
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Saturday, December 10th, 2011
There’s no doubt about it that it is costing even more money to get a good education. College fees are rising each year and places are becoming harder to obtain. This is made all the worse if you cannot afford to pay the fees for yourself and don’t have the …
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Friday, December 9th, 2011
A bad credit history can happen to anyone. This means the person has a history of not paying bills. Even the best of us may have hard times in the past, such as unemployment, a death in the family, or a divorce. There could have been an episode of identity …
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Friday, December 9th, 2011
No credit history is not a problem at all:Everyone would agree that paying college fees will be a little tough for many students. Fortunately, financial help is definitely out there for students in the form of the student loans and the scholarships. The first step towards getting a college degree …
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Friday, December 9th, 2011
If you are an aspiring college student of any age that would like to go back to school but may be lacking the ability to qualify for student loans because of a bad credit history, understand that you are not alone. In our failing economy, millions of people are now …
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Thursday, December 8th, 2011
As an aspiring student who already has bad credit, you’ve probably had some bad experiences with lenders in the past, and you just want to get it over with when you’re looking for fast and easy private student loans for bad credit. Don’t just jump into it, because you can …
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Thursday, December 8th, 2011
Oftentimes the only way to get a college education is by obtaining a loan. This is fine if you have a good credit rating but if you have no credit history or bad credit you may wonder if any lender will be willing to give you a loan for school. …
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