Friday, January 13th, 2012
Have you ever considered the possibility of consolidating your student loans? When you consolidate, you take all your student loan payments and combine them into one new consolidated student loan, one with a much lower payment total than what you had been paying. The most common reason graduates choose to …
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Sunday, January 8th, 2012
Applying for an individual student loan can lower the interest rate because places offer incentives to use them for the loan. Some companies offer a lower rate for having the monthly payment automatically deducted from your account. There is also a benefit by making so many consecutive payments, on time, …
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Monday, January 2nd, 2012
A student loan is simply a form of financial aid to help pay for the costs of attending a college or university. This money must be repaid (with interest) which is why it is a loan and not a grant or a scholarship. Grants and scholarships usually do not have …
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Thursday, December 29th, 2011
Requirements Include Grace Period and Active Repayment of Debt In order to be eligible for student loan debt consolidation, the student should no longer be enrolled in school and must be in the “grace period” of the loan. Or he should be in the process of actively repaying the loan, …
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Monday, December 26th, 2011
Start by consolidating your Federal student loans first. The benefits of student loan debt consolidation of your Federal loans is that: The rate of interest is lower It reduces your monthly payments as the term of loan repayment is increased to 30 years, depending on the loan balance The repayment …
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Sunday, December 25th, 2011
When you consolidate your student loans, you are combining them into one loan. This has many benefits for you, including only 1 monthly payment rather than several to keep track of, and one low interest rate for the entire amount. Also, you can take longer to pay back the loan, …
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Saturday, December 24th, 2011
These credit cards, offered by most major credit card companies, provide a slightly different package of offers than mainstream credit cards. But the end result is the same – your student can use the cards for a wide variety of expenses and possibly even earn rewards or cash back bonuses. …
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Monday, October 24th, 2011
Right now you might be on the edge of giving up on your dreams of starting a business and are looking for a job instead due to the rough economic times. Well also due to the rough economic times, it is pretty hard to get a job these days as …
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Monday, October 24th, 2011
The business world has experienced a heavy a share of financial distress and negativity over the past couple years. Part of it can be attributed to an unsatisfactory business climate, with many owners being saddled with thoughts of imminent failure, but most of it can be ascribed to the inability …
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Saturday, October 22nd, 2011
Everyone is talking about how lenders do not want to give out new business loans and that their requirements are too strict now, compared to a couple of years ago. But truth is lenders badly want to distribute new business loans. Since the mortgage market has terribly fallen, lenders have …
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